Your farm has the soil.
We bring the capital.

Micro loans from $500 to $10,000 — built for smallholder coffee growers across Asia and Africa.

Check if I qualify →
Growing Regions Yunnan Ethiopia Thailand Myanmar Laos Indonesia South Sudan Kenya Philippines Australia

Most banks don't lend to coffee farms. We do.

Traditional lenders see a smallholder farm and turn away. We see a producer with a harvest cycle, a crop quality, and a market. Cherrycap was built to close that gap — with loans sized for real farm needs and terms that match how coffee actually grows.

$500
Starter loan

Seedlings, soil amendments, basic tools. Get through a lean season without selling early.

$2,500
Growth loan

Expand your plot, hire seasonal pickers, upgrade your wet processing setup.

$10,000
Scale loan

Drying infrastructure, pulping equipment, or bridging to your first export contract.

Apply in a day. Funds in two weeks.

1

Tell us about your farm

Region, land size, annual yield, and what you want to fund. No formal financial history required.

2

We review your crop, not just your credit

Our agronomists evaluate your growing conditions and harvest track record to assess loan size.

3

Receive your offer

Transparent rate, fixed repayment schedule tied to your harvest calendar. No hidden fees.

4

Funds disbursed

Direct to your mobile wallet or local bank account. Start spending within days of approval.

Good coffee starts with a well-funded farm.

Sustainability

We prioritize farms using shade-grown, organic, or regenerative practices — and offer better rates for them.

Transparency

Every fee, rate, and term is shown upfront. You will never discover a cost after signing.

Good coffee for everyone

Quality coffee shouldn't depend on who had access to capital. We're leveling that field.

Ready to apply?

Leave your contact and growing region — we'll reach out within 100 hours.

apply@cherrycap.org